Hmm, I am in California and have stalker auto insurance. The app they provide me shows a complete GPS map of every trip I take. So they definitely collect that information, but maybe you’re saying they can’t price discriminate based on it? Where did you learn about that rule?

It carves out an exception for "using a technological device to collect information about the location of the insured vehicle as part of an emergency road service, theft service, map service or travel service."